Real estate appraisal services for homeowners in the city of Huntersville and Mecklenburg County

The top reasons North Carolina homeowners hire Gilpatrick Appraisal :

1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
2. Challenge property tax assessments
3. Remove PMI to cut your mortgage payment
4. Reinstate their Home Equity Line of Credit (HELOC)
5. Review another appraiser's report for verification
6. In the case of a divorce in the state of North Carolina, where real estate property needs to be divided
7. Settle an estate in North Carolina by determining the true market value of real estate

	Do you own a house in or near Huntersville? Do you need help determining the price of your real estate? Contact Gilpatrick Appraisal .

We at Gilpatrick Appraisal understand the individual needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that is declining. That only means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Gilpatrick Appraisal is your chief weapon when contesting your property tax assessment.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Gilpatrick Appraisal is qualified in helping clients just like you delete unnecessary PMI insurance.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Gilpatrick Appraisal can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have an expert double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.